At Lifetime Solicitors, we understand that a new home is one of the biggest achievements and new chapters you’ll make in your lifetime. With a lot on your mind, our team strive towards making the conveyancing as easy as possible for you, so you can focus on other things regarding your move.
Starting off with these 6 useful house buying tips you can use when on the hunt for your dream home! But, with a twist – from our solicitors’ perspectives.
1. Save up!
Before you even consider investing in property, you should begin saving up for this investment. When buying a home, there can be a lot of additional or unexpected costs that come into play that could delay or even put you off this purchase. The best thing you could possibly do for yourself is save up months before you get in contact with your estate agent.
This way, you will be well prepared which can speed up the process of house hunting.
2. Consider the costs
- House Deposit
- Valuation Fee
- Legal Fees
- Required Renovation to the House
- Removal Costs
- Electricity, Water and Heating bills.
If you are a first-time buyer and have been renting a furnished place, there will also be the cost of furniture to take into account. It may be worth checking sites like Freecycle where you can find furniture for free in your local area!
3. Boost your credit score
Before applying for mortgages, take a quick look at your current credit score. The lower your credit score is, the less you will be able to borrow or obtain a mortgage – so boosting that credit score should be a priority.
If you feel like your credit score needs a boost before the house buying process kick starts, we would suggest paying your bills on time, paying off debt on loans and credit cards and generally keeping your finances evidently responsible. With a good credit score, you are highly likely to have a smoother ride when moving home.
3 Use the right professionals… like us!
When moving home, there are a number of different professionals that can help make the process a lot easier. This includes property portals, estate agents, removal companies and conveyancers!
We are Solicitors in Stamford. Our conveyancer’s pride ourselves on providing an excellent, personal service to all of our clients. With our experience and commitment to keeping up to date with current legislation and property laws, we are able to offer the most accurate advice to our clients. An efficient conveyancing team like us will be able to offer their expertise when it comes to buying and selling a home, ensuring all transactions are properly and legally authorised.
4. Take photos during viewings
With permission from your estate agent, it might be a good idea to take some photos during your viewing. This way, you don’t have to constantly imagine the property, but see it for yourself and show others for more opinions.
5. Make more than one visit
If a particular property really stood out for you, go visit it again! Whatever the reason it’s standing out, the fact that there is one should give you more motivation to investigate. In a solicitor’s opinion, we would recommend making the most of your preparation, by viewing the property at different times of the day for a fuller perspective of your potential new home.
6. Find yourself a helpful conveyancing team
Whether you are a first-time buyer or not, buying a property can be an overwhelming experience, especially the legal aspects. At Lifetime Solicitors, we are expert solicitors in Stamford, making sure the legal transfer of a property from one owner to another is dealt with legally and efficiently.
With your best interests at heart, our conveyancing team will work with you every step of the way, putting your needs first.
Contact us today on 0333 241 7675 or alternatively, email us on firstname.lastname@example.org and follow us on social media!